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	Is there a fee charged or any other obligation if I complete the online application? What is the maximum percentage of my home's value that I can borrow? Does AimLoan.com provide financing for manufactured, mobile or modular homes? If rates fall after I've locked, will you lower my rate? What happens if I switch loan programs or rate and point combinations after I have chosen a program and locked my rate? What happens if my loan process takes longer than my lock period Do your loans have prepayment penalties? What is the minimum down payment required? Can I refinance my home if it has been listed for sale in the last twelve months? Can I close my loan in the name of a Trust? What are loan points? Are loan points tax deductible? What is a rebate? What is a "no cost loan"?